Traditional Savings*
$100 to open account ($5 for 18 and under)
$100 minimum balance
$2 quarterly fee; waived if minimum balance is maintained
6 withdrawals allowed per month; $10 fee for each withdrawal in excess of 6
* Interest rate is variable and may change at any time.
Ship Shape Savings*
$25 to open account ($5 for 18 and under)
No minimum balance
No monthly fee
6 withdrawals allowed per month; $10 fee for each withdrawal in excess of 6
Required monthly automatic transfer from NGNB Checking to Savings
* Interest rate is variable and may change at any time.
Money Market*
$1,000 to open account
$1,000 minimum balance
Tiered interest rates based upon balances*
$10 monthly fee; waived if minimum balance is maintained
6 withdrawals allowed per month; $10 fee for each withdrawal in excess of 6
* Interest rate is variable and may change at any time.
Certificate of Deposit
$1,000 to open account
Terms with competitive rates
Interest compounded & credited quarterly
Wide range of terms available
Early withdrawal bank fee may apply
Individual Retirement Accounts
North Georgia wants to help you prepare for your future! If you are looking for a long-term savings solution, we have a few you can choose from. We offer Traditional and Roth IRAs with fixed terms at competitive rates.
No minimum deposit
No setup and maintenance fees
Early withdrawals subject to penalty*
Schedule an appointment with one of our Relationship Bankers today for more details!
*IRS penalty may apply. Contact Bank for more information